
Since I purchased my Central Indiana home for $389,000 in August of 2020, I knew that amount of coverage wasn't even close to what I needed. That was my original plan for this comparison, but I was pretty dismayed to find all the quotes offered through The Zebra suggested a dwelling coverage amount of just $189,600. Note that you can also use a homeowners comparison site like The Zebra to compare several homeowners insurance quotes in one place. Instead, I got quotes easily online by providing information on the home I own and the types of coverage I currently have and want to emulate in a new policy. I didn't have to talk to an insurance agent or answer a bunch of personal questions to find out how much coverage costs. The first thing I noticed about getting homeowners insurance quotes is the fact it is so incredibly easy to do online.
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The chart below shows the amount I was quoted for each of the companies I reached out to, plus an overview of the coverage amounts and deductibles I was shown. See Insider's picks for the best homeowners insurance » Finding out what coverage I could get Amazingly, I found I could be saving more than $900 per year if I was willing to change companies. Ultimately, I decided to get quotes from four different insurance providers that are popular in my area - Progressive, State Farm, GEICO and Liberty Mutual. With that in mind, I decided to shop around for homeowners first and foremost, then use the quotes I received to decide if making the switch might be worth it - or not. We have also had a $2 million umbrella insurance policy for the last few years, which complicates matters even more.īut in recent years, we've sold our two rental properties, so we're back down to the basics of homeowners insurance, auto coverage, and umbrella insurance. Plus, I not only had my primary residence insured with Allstate, but also two rental properties and a car. I've definitely had the chance to save money by switching providers over the years, but I've never found a big enough discount to go through all the trouble. I have been an Allstate homeowners insurance customer for more than 20 years, and that's despite the fact I have shopped around for new coverage options several different times.

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If you cancel, no show or need to modify your appointment less than 24/48 hours in advance, the deposit will be lost. If a deposit is required, there will be no refunds. Please read the cancellation policy which will pop up before you book your appointment. After the deposit is received, the appointment will be confirmed and the amount will be noted in the appointment for records. If you'd rather leave a deposit not through this site, please text me. It does require a non-refundable deposit, but it'll secure a spot :) If you're trying to book in advance and see lots of days blocked off, please book under "RUSH HOUR" Need an appointment on a Friday, weekend or before a holiday? or before one of my vacays? Book this!
